A couple overlooking autumn hills from a rocky trail.

Guaranteed Growth. For as Long as You Choose.

Our Annuities category, featuring MYGAs, is designed to provide a secure and consistent income stream for your retirement years. With flexibility in investment options and the potential for guaranteed returns, our annuities serve as both a reliable financial safety net and an avenue for asset growth.

Our Products

Four Terms. One Standard: Guaranteed.

Security 3 — 3-Year Guaranteed Rate

Security 3 MYGA locks in a fixed interest rate for 3 years. Ideal for shorter accumulation windows or near-term retirement planning.

Security 5 — 5-Year Guaranteed Rate

Security 5 MYGA locks in a fixed interest rate for 5 years. Our most competitive offering. Five years of guaranteed growth.

Security 7 — 7-Year Guaranteed Rate

Security 7 MYGA locks in a fixed interest rate for 7 years. A longer commitment with strong guaranteed performance.

Security 10 — 10-Year Guaranteed Rate

Security 10 MYGA locks in a fixed interest rate for 10 years. Maximum accumulation runway for clients with longer time horizons.

How it Works

Make a Single Payment

Invest a lump sum from savings, an IRA, or other retirement accounts. One premium. That's it.

Lock In Your Rate

The guaranteed rate is locked for the full term — regardless of what happens in the market. What you see is exactly what you get.

Watch It Grow Tax-Deferred

Interest compounds at the guaranteed rate. No taxes on growth until withdrawal. More money working, longer.

Why a MYGA

Your Rate is Locked. Your Growth is Guaranteed.

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01

Stability

Earn a guaranteed interest rate for the selected term. No market exposure. No surprises. A defined rate for a defined period.

02

Protection

Contract value grows based on the guaranteed rate, not market performance. Whatever happens in the market, the rate holds.

03

Strategy

MYGAs pair predictable accumulation with a broader retirement strategy. A stable foundation to build from — or build toward.

What You Should Expect.

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Each Wichita National MYGA is a single premium deferred annuity. One payment. One guaranteed rate. Compounded growth for the full selected term.

How It's Structured

At renewal, withdraw your funds, or renew at the available rate. Total flexibility at the end of every guaranteed period.

Your Options at Maturity

Rates are effective as of publication date and subject to change. Contact us for current rates before placing an application.

Rate Disclosure