Security 3 — 3-Year Guaranteed Rate
Security 3 MYGA locks in a fixed interest rate for 3 years. Ideal for shorter accumulation windows or near-term retirement planning.
Multi-Year Guaranteed Annuity (MYGA)
Our Annuities category, featuring MYGAs, is designed to provide a secure and consistent income stream for your retirement years. With flexibility in investment options and the potential for guaranteed returns, our annuities serve as both a reliable financial safety net and an avenue for asset growth.
MYGA Basics
Make a Single Payment
Invest a lump sum from savings, an IRA, or other retirement accounts. One premium. That's it.
Lock In Your Rate
The guaranteed rate is locked for the full term — regardless of what happens in the market. What you see is exactly what you get.
Watch It Grow Tax-Deferred
Interest compounds at the guaranteed rate. No taxes on growth until withdrawal. More money working, longer.
What is a MYGA?
A multi-year guaranteed annuity is a fixed annuity that guarantees a set interest rate for a term you choose. You contribute a lump sum, the rate is locked at purchase, and your money grows tax-deferred until the term ends.
How it works
Choose your term and fund the annuity with a single premium. Your balance earns the guaranteed rate, compounded annually, for the entire term. At the end you can withdraw your full value, renew at the then-current rate, or exchange into another annuity.
Who a MYGA is for
Savers who want principal protection, a guaranteed rate, and predictable growth, often people approaching or in retirement moving money out of market risk.
01
Stability
Earn a guaranteed interest rate for the selected term. No market exposure. No surprises. A defined rate for a defined period.
02
Protection
Contract value grows based on the guaranteed rate, not market performance. Whatever happens in the market, the rate holds.
03
Strategy
MYGAs pair predictable accumulation with a broader retirement strategy. A stable foundation to build from — or build toward.
What You Should Expect.
Speak to an advisorEach Wichita National MYGA is a single premium deferred annuity. One payment. One guaranteed rate. Compounded growth for the full selected term.
How It's Structured
At renewal, withdraw your funds, or renew at the available rate. Total flexibility at the end of every guaranteed period.
Your Options at Maturity
Rates are effective as of publication date and subject to change. Contact us for current rates before placing an application.
