Annuity Calculator

Use this annuity calculator to estimate the guaranteed growth of a multi-year guaranteed annuity (MYGA) across 3-, 5-, 7-, and 10-year terms. A MYGA locks in a fixed interest rate for the full term, helping you see how your premium may grow without market risk. Wichita National MYGAs have a $10,000 minimum premium and are available for issue ages 18–89. Learn more about how a MYGA works, then enter your premium, guaranteed rate, and term below to estimate your ending value.

How the MYGA calculator works

Your premium earns the guaranteed rate, compounded annually, for the full term you select. Because the rate is locked in at purchase, your ending value is known up front. Withdrawals before the end of the term may be subject to surrender charges, and any gains are tax-deferred until withdrawn.